About this calculator
XIRR (Extended Internal Rate of Return) handles investments and withdrawals on different dates — more accurate than CAGR for SIP portfolios with partial redemptions.
How to use this calculator
Enter up to 5 cash flows (negative for investment, positive for redemption) at equal monthly intervals. XIRR is computed using Newton-Raphson iteration.
Frequently asked questions
XIRR vs CAGR?
CAGR needs only start and end values. XIRR accounts for timing of each cash flow — essential for SIP portfolios with irregular investments or withdrawals.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.