About this calculator
HRA exemption is the minimum of: actual HRA received, rent paid minus 10% of basic, and 50% of basic (metro) or 40% (non-metro).
How to use this calculator
Enter basic salary, HRA received, rent paid and whether you live in a metro city.
Frequently asked questions
Can I claim HRA if I live with parents?
Yes, if you pay rent to parents and they declare it as income. You need rent receipts and a valid rental arrangement.
Are these calculators free to use?
Yes. All calculators are free, require no signup, and run entirely in your browser.
Results are estimates for planning purposes only — not investment, tax or legal advice. Verify rates on official sources before acting. Compare brokers on our best stock brokers guide or use the brokerage calculator.